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Danberry Community News

 

Michelle Rumans presents 570 E Erie, Temperance, Michigan, 48182

Michelle Rumans's Photo

Michelle Rumans, Realtor

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Home is priced at $279,900.

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Over .5 acres, over 2,900 square feet, 2.5 car garage, plus an additional 2 car detached, and a pool!

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Traditional 2 story on Erie Rd which is close to Bedford and Monroe.

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Recently renovated entire house, new kitchen, baths, floors, furnace, and AC.

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Bedford schools, right down the street from Erie Orchards for fun activities year round!

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For more information on this home please contact Michelle Rumans at 419-467-5882.

 
 

Ann Banas- Rizzo Presents this home at 3821 Deer Valley Ln, Maumee, Ohio, 43537

Banas, Ann

Ann Banas-Rizzo, Realtor

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For more information on this home please contact Ann Banas-Rizzo at 419-376-3502 home is listed at $319,900.

 

 
 

 

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This week if you are looking for some culture look no further than downtown Toledo!

Aromatic 419! is a great way to stroll the city and take in the sights and sounds of Toledo Ohio! What is Aromatic 419! you ask? It is a multi-media arts event that is held every other year over the course of three consecutive Saturdays. Local artists are encouraged to participate on a first come first serve basis, everyone is welcome! The location of the event is One Lake Erie Center in the former Lamson’s Department Store Building.

April 11, 18 & 25, 11am-11pm
April 16 (Opening Day) & April 19 (419 Day), 12-5pm
Free and open to the public!

For more information: http://theartscommission.org/programs/artomatic

The event is more than just something to do on a weekend, it utilizes space that lies empty otherwise, bringing life to areas of the city people may have missed before. Filling those spaces with art, music, poetry, dance, and more! People have the chance to express themselves in an open environment that otherwise would go to waste, benefiting both the community and the artists alike.

So come out and have some fun, we hope to see you there!

 

 

 
 

Donna Friesner Presents 1390 Running Brook Dr, Perrysburg, OH 43551

Donna Friesner's Photo

Donna Friesner, Realtor

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Great 3 bedroom,2.5 bath home with many new improvements and upgrades. Lovely quadlevel design offers lots of comfortable living space. Large corner lot!

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Awesome vaulted ceilings, oversized windows, hardwood floor, wood burning  fireplace and skylights in family room that provide lots of natural light!

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Desirable school district and family friendly community! Perrysburg is also rated #26th/50 for the safest cities in the Ohio by Safewise.com! 2014 Exterior painted; Fresh paint inside except kitchen and 1 bedroom; 2012 New roof and newer windows; Newer carpet in hall, stairs, 1 bedroom and master.

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Perfectly situated close to Bicentennial Park, The Shoppes at Rivercrest and Levis Commons district with entertainment, dining and retail shops and I475/75 access. Beautiful hdwd floor in foyer and living room on first level. Kitchen and family room with hdwd floor on second level. Finished basement with full sized window.

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Well maintained with neutral colors and décor! Breakfast bar with seating and Corner window over sink in kitchen. 2 car garage, deck and fenced yard.

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Master suite has cathedral ceiling and his/her separate closets.  Attached master bath has tile floor, double sinks, garden tub, skylight and separate shower. For more information on this home priced at $199,900 please contact Donna Friesner at 419-356-6688.

 

 
 
Some homeowners may be constricted by costly mortgages. Is refinancing the right solution for them?When is refinancing the right choice for borrowers? Many homeowners are enticed by lower residential financing rates – 3.75 percent for the 30-year fixed-rate mortgage as of March 5, according to Freddie Mac – and refinancing in search of more favorable terms can certainly feel appealing.

However, there is a cost to refinancing, and therefore it’s important to refinance when it makes the most sense for homeowners’ current financial situations and long-term plans.

Here is when refinancing can be a smart choice for borrowers:

1. With an FHA loan
The Housing Finance Policy Center at the Urban Institute recently looked at Federal Housing Administration loans to see if a drop in insurance premiums could result in cost savings. The answer for many is yes.

Even though the new annual Mortgage Insurance Premium has dropped from 1.35 percent to 0.85 percent, according to the Urban Institute, FHA borrowers can still save money by refinancing. When looking at millions of FHA loans, the researchers found that refinancing could amount to a 0.75 drop in yearly mortgage costs per borrower. While not all borrowers have an FHA loan, of course, homeowners in this scenario could benefit from refinancing today.

2. When they don’t plan to move
Another time when refinancing makes sense is if the homeowner doesn’t plan on moving for a long time. Since refinancing alters the terms and interest rate, the most savings are found over time. Moving right after refinancing typically prevents the borrower from recouping their refinancing expenses. However homeowners that intend to stay put can benefit from this strategy.

3. If they have an adjustable rate
Adjustable-rate mortgages can attract a wide range of buyers due to the lower beginning rate. However, adjustable rate mortgages could end up costing more in the long run due to the unpredictability of the floating rate.

When fixed-rates are low, borrowers can benefit greatly from refinancing from an ARM to an FRM. Once again, it is important that the homeowner intends to live in that home for some time. If they do, getting away from an adjustable rate can really add up the savings.

4. Once they have equity
Homeowners that purchase homes with less than 20 percent down often end up with private mortgage insurance and consequently, a slightly more expensive monthly mortgage bill. These borrowers may be right for a refinance. Once they have 20 percent equity, they can refinance and set new terms – without PMI, potentially saving them a decent chunk of change each month.

Overall, borrowers shouldn’t refinance simply because the 15- or 30-year FRM dropped again. They should analyze their own individual scenario and weigh the cost of refinancing against the cost of holding a higher rate mortgage, while keeping their long term plans in mind. What works for one person may not work for another, but looking at the big picture – and making the right calculations – can highlight when refinancing is a smart decision.

Brought to you by our preferred Partner, HMS Home Warranty. 

 
 

Deb Gedert presents this home at 3692 River Rd, Toledo, OH 43614

Deborah Schoen-Gedert's Photo
3692 River Rd, Toledo, OH 43614

Beautiful details define this home as a classic Tudor Revival.   Full brick exterior on original 1929 home with herringbone brickwork and half timbers at the front and back peaks with half timbering repeated in the dormered windows. Tall sandstone mullioned and transom windows with leaded and stained glass and bay windows are used extensively in this Tudor styling.  Tall Tudor chimneys dominate the outline along with the peaked slate roof.  The front chimney has coat of arms stonework repeated on the front elevation of the Sunroom, and original copper gutters with the unique patina complete the authentic styling.

Follow the red brick sidewalk to the tiled open front porch with doors leading to the front entry foyer and also direct entry door to the Sunroom.  The original front entry door has a stonework surround and the jettied stained glass windows with overhanging brackets above to complete the class Tudor look.  Enjoy the beautiful River view from this vantage point!

Upon entering the front door there is a small foyer with ceramic flooring and flanking guest closets and a leaded glass door to the interior.  The front hallway has an elegant staircase with wood handrail and wrought iron baluster that curves through the open second floor landing.  There is decorative plasterwork cove at the ceiling, access through to the back hallway and is central to the Formal Living and Dining Rooms.

Throughout the home is hardwood flooring, 8 panel wood doors, leaded & stained glass doors and most original hardware and fixtures.  The Floor plan of the home provides a wonderful flow for guests and family alike.

The Formal Living room has arched plasterwork entry from the front hall and mirrored arched plaster in a cozy window seat flanked with bookshelves and with a leaded & stained glass window.  An additional window seat is at the dramatic bow window.  There is decorative plaster crown molding, natural woodwork, 7 original sconces and two sets of leaded French doors.  The fireplace has decorative sandstone mantel and surround, ceramic hearth and gas logs.

Leaded French doors flow from the Living room to the Sunroom with hardwood flooring, beamed wood ceiling, tall casement and transom leaded glass windows with stained glass accents and natural woodwork.  An exterior entry door gives access to the front porch.  Additional set of French doors access the back entry foyer from the Living Room.

Stained glass French doors lead from the central hallway to the elegant Formal Dining room with an impressive bay window with leaded casement & transom windows and a window seat.  The room has decorative cove plasterwork at the ceiling, wainscoting on walls and original swinging door leading to the Butler’s pantry area.

The cozy French country Kitchen overlooks the private backyard and was updated with Brazilian wood laminate flooring, ceramic backsplash and countertops, butcher block wood top island/snack bar, hanging pot rack and a wall of open shelving.  Kitchen Aid stainless appliances include the double ovens, dishwasher, and double door refrigerator with water and ice dispenser.  The 5 burner gas range has a stainless hood with direct outdoor venting.  Adjacent to the kitchen is the 13 X 8 Butler’s pantry with additional cabinets and counter space.

The main floor Family Room addition, convenient to the kitchen, has fresh paint and new carpet.  Windows front and back plus large patio doors to the backyard give this room light and ventilation.  There are two ceiling fans, storage closet and a bricked alcove used for the electronic equipment.  The Family Room and Kitchen have gas forced air heat and central air conditioning.

Two Leaded glass doors in the Kitchen lead to the informal back entry room and to the back staircase that leads to the second and third floor.   Within this back hallway in addition to the back staircase is a guest half bathroom, exterior door to the backyard and pool area, and a door leading to the attached garage.

The charming back entry hall has wood crown molding and a detailed,  pattern plasterwork ceiling in wonderful condition.  Leaded glass door with sidelights in this room leads to the enclosed side entry and a wood six panel door leads to the front hall.  This area could have a variety of uses, an informal study area, a breakfast room for kitchen expansion, use your imagination!

The enclosed side entry has guest closet and leaded glass doors to back hall and Living room.

Spacious second floor with front and back staircase.  Ensuite Master with cove ceiling, ceiling fan and ceramic fireplace with wood mantle, walk-in closet and full attached bathroom.  Ceramic bathroom with large bath/shower enclosure, double sinks and dressing table – connects to additional bedroom currently being used as a den.   Two additional bedrooms on this level with ceramic Jack and Jill bathroom.  11 x 9 sitting room with window seat and stained glass window, currently a walk-in closet.  This second level also has a utility/storage room which has potential for a second floor laundry room.

Sunny third floor with a large dormered bedroom, full bathroom, cedar hall closet, huge dormered Rec room or additional bedroom, and a large insulated walk-in attic.

Front and back staircase to the lower level.   Rec Room with tongue in groove wood and beamed ceiling, stained glass window well casement windows, and a fireplace.  Three storage closets, very large utility room with laundry area, utility sink and enclosed commode.  Furnace room with boiler plant and additional storage.

This beautiful home is situated between the Toledo Country Club, the River Road Park with walking trails, ball field and playground equipment , and has a beautiful front view of the Maumee River.  With this home’s parcel just over a half acre, the back yard of the home is a small park of its own.

The patio with arbor has sliding doors from the Family room and sets a relaxing tone for summer enjoyment!  Patio areas and sidewalks lead to the pool and fully fenced yard.

The 20 X 40 in-ground pool has a shallow end that gradually goes to the 10 feet depth.

In addition to the large open yard area for football, soccer & volleyball, there is a dedicated basketball court, and additional small fenced garden areas.  The row of vines and mature landscaping and trees give this area the feel of a country estate.

Convenience of an attached garage is a bonus to this home.  The 3 car garage has two bay doors for cars, and an enclosed bay with a service door, with potential to open again as a full 3 bay garage.   The location of the garage adds to the privacy of the back yard.

Elegance and quality of a by-gone era in a beautiful neighborhood setting. Priced at $390,000.

For more information on this property please contact Deb Schoen Gedert at 419-262-0158.

 

 

 
 

Todd Schenkenbeger presents 411 N McCord Rd Toledo Ohio 43615

Todd Schenkenberger's Photo

Todd Schenkenberger, Realtor

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Totally remodeled house includes new roof (’14), carpet (’10), and replacement windows (’10).

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Warm open floor plan has an inviting eat-in kitchen with ceramic tile, tons of cabinets, vaulted ceiling, & island seating.

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There is a circular driveway in the front and a huge private backyard with a shed. Priced at $124,900.

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For more information on this property please contact Todd Schenkenberger at 419-280-0676.

 
 

 

 

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Happy Easter from Danberry Realtors, everyone have a safe and happy holiday!

 
 

Danberry’s Rick Howell Presents Home at 2451 Wembley Terrace, Toledo, OH 43617

Rick Howell Jr.'s Photo

Rick Howell, Realtor

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This home is located in a prime location, close to parks and other amenities!

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Freshly renovated home, comfort and style! Vaulted ceilings in family room with a gas fireplace.

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Granite tile the in kitchen and all 3 baths! Tile stand up shower and whirlpool tub in master bath for maximum relaxation.

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All new additions to this home include: roof, windows, kitchen, baths, furnace, A/C, light fixtures, all flooring, interior trim and doors. This is beautiful home is a must see!

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Home is listed at $274,999, for more information or to schedule a showing on this home please call Rick Howell at 419-461-1587.

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Green homes are all the rage, but is it too soon for them to be economically viable?The green home craze is finally taking off in the U.S., and for good reason: Homes consume a lot of energy, which not only contributes to global warming, pollution and other unsustainable situations, but also costs a lot of money.

Many people in certain areas of the country are spending big money to outfit their homes with solar panels, high R-value windows and high efficiency appliances, hoping that the energy savings from these items will justify their investment in the long run. However, there are some who think that it is too early for us to make truly green homes at a price point that allows for a return on investment.

Solar power or LED lights?
As Lois Vitt Sale, writing for ProudGreenHome.com, outlined in an article, the price for solar is still extremely high. In her area, the panels needed to generate a steady kilowatt of power cost between $6,000 and $6,500. While these panels may pay for themselves over time, the initial investment is high enough that buyers like Sale aren’t ready to enter the market.

She points out that this may change in the near future. A few years prior, the same panels would have cost between $8,000 and $10,000. It’s worth noting that Sale’s article was written a few years ago, and already the cost of solar panels has fallen to as low as $4,500, according to SunRun.com.

At the time of writing, however, Sale preferred to go for low-hanging fruit, like installing LEDs instead of incandescent. These easy-to-accomplish elements of a green home are important, as they tend to yield the highest return on investment.

Scott Adams shares his experience
Scott Adams, creator of hit cartoon “Dilbert,” put a lot of work and a considerable amount of money into building his own green home, the troubles with which he detailed in a piece for The Wall Street Journal. He installed photovoltaic panels, water-heated floors and a whole house fan in the attic – in short, the works.

While the home is absolutely green, he suggests that it may not be paying for itself. The photovoltaic system, for example, is supposed to pay for itself over the course of 15 years, but as of yet, he suspects that he is still being charged by the energy company. Further, he explains that the most economical thing to do would have been to wait a few years until the price of photovoltaic panels comes down considerably, as it is predicted to. The heated floors are theoretically more efficient, but so comfortable that Adams and his family use them more than they might another solution.

While it may have been too soon for Adams’ green house to be economically viable, he makes a point that early adopters like him are the reason that prices will come down in the near future. Tell us what you think: Is it too soon for a truly green home?

Brought to you by our preferred Partner, HMS Home Warranty. 

 
 
 
 
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